Family Self Sufficiency Program (FSS)

What is FSS?
The Family Self Sufficiency Program is a voluntary program open to all current HCV (Section 8) Participants. This program is a five-year program for those who have an interest in maintaining employment and achieving goals. Participation in the FSS Program provides benefits including referral services, training opportunities, and a savings account using no personal money!

How does the program work?
Every participant will work together with a FSS Coordinator to set goals and develop action plans to achieve the goals listed in their 5 year plan. Goals are centered around: Homeownership, Transportation, Education, Employment, Credit Counseling, and more! Participants will sign a Contract of Participation that lists the developed goals and the approximate dates of completion for each goal listed, start and end date of contract, and additional information regarding the FSS Program.

Click here to view the Family Self-Sufficiency Program Presentation

Escrow (Savings) Account
Each FSS participant has an opportunity to establish an Escrow Savings Account.

How it works: As the familiesí earned income increases; HUD will match the increase and deposit it into a savings account managed by the HRA. For Example: If your rent goes up $50 a month due to income from a new job, the HRA will deposit $50 per month into an escrow savings account. FSS Participants may withdraw funds if needed from their escrow savings account annually if they are in good standing, and the money is used to help them achieve goals they have set. The total balance of their escrow account is paid out upon graduation of the program!

How do I Graduate?

FSS participants must achieve all goals in the Contract of Participation to graduate from the FSS Program. Participants will have access to the total amount of their escrow savings account balance at the time of graduation. Past graduates of the FSS Program have earned thousands of dollars in savings and used the money for a down payment on a home, to purchase a vehicle, to start a business, and more!

More Information?
Please contact Kaylie Rauchman at 507-345-1977 x 6 or for more information and applications for the FSS Program.

Section 8 Housing Choice Voucher
The purpose of the Section 8 HCV program is to provide rental assistance to eligible low income individuals and families according to HUD rules and regulations.†The Section 8 HCV programs lessens the burden on the familyís budget for housing costs and allows greater choice in selecting a rental unit.

Rental Assistance Program
Minnesota Housing Finance Agency established the Housing Trust Fund Rental Assistance Program (RAP) to provide affordable housing for low-income persons and families. RAP is a shallow rental subsidy program, providing up to $250/month in rental assistance, for a time period not to exceed 5 years.